Why is your pay stub so much smaller than your salary? Income tax takes a bite, so do Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) contributions and Employment Insurance (EI), and some provinces add a payroll charge of their own. These payroll calculators walk through the gap line by line for the province where you work.
Know your salary and want the net figure? Open the take-home pay calculator. Employers and bookkeepers tend to start with the payroll deductions calculator, because it splits each pay period into its parts.
Which calculator fits your question?
- Payroll Deductions Calculator
Estimate the CPP, EI and income tax taken from each paycheque.
- Take-Home Pay Calculator
See what you keep from your pay after income tax, CPP or QPP and EI in any province.
- Salary Increase Calculator
See what a raise is worth after tax, per month and per year.
- Net to Gross Pay Calculator
Work out the pay before deductions you need to take home a chosen amount.
- Hourly to Salary Calculator
Turn an hourly wage into weekly, monthly and yearly pay, and see it after deductions.
- Minimum Wage Calculator by Province
See the current minimum wage in every province and territory, the next scheduled change, and what it pays per week and year.
- Nanny Payroll Calculator
Work out a nanny paycheque anywhere in Canada: take-home pay, CPP, EI and tax held back, overtime and vacation by province, and what the family really pays.
- Bonus Tax Calculator
Estimate how much of a bonus you keep after income tax and payroll contributions.
- Sales Commission Calculator
Add up base pay and tiered commission, then estimate the pay you keep.
- Overtime Pay Calculator
Work out overtime hours and pay for a week using the rules of your province or territory.
- Vacation Pay Calculator
Find your minimum vacation time and vacation pay for your years of service in any province.
- Public Holiday Pay Calculator
Estimate holiday pay for a paid public holiday, with or without working it.
- Severance and Termination Pay Calculator
Estimate the legal minimum notice, termination pay and severance in your province.
Sometimes you need to work backwards. If a job offer promises a set amount in your account, the net to gross calculator finds the salary you’d have to ask for. The hourly to salary tool turns a wage into a yearly figure. And the salary increase calculator shows how much of a raise actually reaches your bank account.
Why does pay differ between provinces?
Ottawa sets some payroll rules and each province sets the rest. Minimum wage, the overtime threshold, paid holidays and the notice owed at dismissal all differ. The minimum wage calculator lists the current rate for each jurisdiction, and the overtime pay calculator applies your local threshold and multiplier.
A bonus is taxed on top of your salary, not on its own. That’s why a bonus or a commission often loses a bigger share than regular pay, as the bonus tax calculator and the sales commission calculator show. Time off has its own rules too, so you’ll want to check the vacation pay and public holiday pay pages.
Lost your job? The severance and termination pay calculator estimates the statutory minimum for your province. That’s a floor, and a court might award more. It isn’t a ceiling.
Everything here uses 2026 rates.
Treat the results as estimates for planning, since your employer’s payroll system has the last word on each cheque.
Frequently asked questions
How do I work out take-home pay in Canada?
Take gross pay and subtract federal and provincial income tax, CPP or QPP, EI and any provincial premiums. Whatever is left is your net pay.
Why doesn't my cheque match the calculator?
Pension plans, union dues, benefit premiums and the credits you claimed on your TD1 form all move the deduction. The tools use standard assumptions, so expect a small gap.
Do these calculators handle Quebec?
Yes. Quebec has its own income tax, QPP, QPIP and a lower EI rate, and the tools apply them once you pick the province.
Which rates are used?
The 2026 federal and provincial tables. If a rate changes during the year, the data is updated and the page says so.
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.