Updated Checked by the Tax-Services.ca editorial team How we check
Newfoundland and Labrador has eight income tax brackets, from 8.7% to 21.8%. The basic personal amount on the 2026 return is $13,094, not the $15,000 you may have read about. The HST is 15%.
Newfoundland and Labrador is the province where the headline number and the number you actually use can differ, so this page is careful about which is which. It covers the brackets, the credit and the sales tax.
What are the brackets for 2026?
The rate is 8.7% on your first $44,678 of taxable income, 14.5% up to $89,354, 15.8% up to $159,528, 17.8% up to $223,340, 19.8% up to $285,319, 20.8% up to $570,638 and 21.3% up to $1,141,275. Above that it’s 21.8%. The limits page lists the federal brackets that go with them, and the CRA page on 2026 tax rates and income brackets shows the same provincial figures.
Take $60,000. The first $44,678 costs you $3,887 and the other $15,322 costs you $2,222, which makes $6,109. The basic amount credit takes off $1,139, so you’d pay about $4,970 of provincial tax. As a ballpark, that’s roughly $414 a month out of your paycheque for the provincial slice alone, before federal tax, CPP and EI.
What’s different about the basic personal amount?
This is the part to watch. The CRA’s January tables showed $11,188. Then the provincial budget raised it to $15,000. The payroll tables handle that by using $13,094 for the year, an average of the two, and the annual return uses the same $13,094. From 2027 the full $15,000 is expected to apply to returns.
So the credit you claim for 2026 isn’t the $15,000 you may have read about. It’s smaller, and sources don’t always say so. The gap is real money: at the 8.7% credit rate, $13,094 is worth $1,139 and $15,000 would be worth $1,305.
How much does the second bracket cost me?
The rate leaps from 8.7% to 14.5% at $44,678. On $60,000, about a quarter of your income, $15,322 of it, is taxed at the higher rate. A $1,000 raise past that line adds $145 of provincial tax, against $87 below it.
How does the HST work here?
You pay 15% HST, the federal 5% plus a provincial 10%, collected as one tax. A $200 bill comes to $230. The GST and HST calculator works for the province, and the sales tax guide compares the rest.
Which calculators include it?
The income tax calculator and the take-home pay calculator both include Newfoundland and Labrador. Pick it from the list and the Newfoundland and Labrador rates apply. Check the basic personal amount on your own return before you rely on a result.
Guides on this topic
- Newfoundland’s Sugar Tax Was Scrapped in 2025
The Newfoundland sugar tax charged $0.20 a litre until 1 July 2025. See the cost per can, bottle and case, how HST stacked on top, and what was exempt
- Newfoundland sales tax: the 15% HST explained
Sales tax in Newfoundland is one 15% HST, so $1,000 costs $1,150. Compare other provinces and see how to take tax out of a total
Before you rely on these numbers
Rates and credits do change, so check three things before you act on any figure here: the date at the top of the page, the CRA source we name, and your own slip or notice. Your slip or notice always wins if it differs from a summary like this one.
Don’t guess.
Not sure where to start? Our filing guide walks you through the steps, the document checklist shows what you’ll need, and the province index lets you compare where you live with other places. Is your situation unusual? Then a qualified preparer is the right call, and we can’t advise you ourselves.
What changed for 2026, and what is coming?
- The 2026 basic personal amount is $13,094, up from $11,188. The province said on April 29, 2026 that it applies from January 1, 2026, so payroll uses a prorated $15,000 from July 2026 to give the same result for the year. Source
- Announced: Budget 2026 says the basic personal amount is being increased to $15,000 but does not say for which tax year. Check the province before you plan around it. Source
- The volunteer firefighter and search and rescue amount doubled from $3,000 to $6,000 for 2026. The rates and brackets did not change. Source
- The Seniors Benefit rose 20%, to $1,882 a year for a single senior for July 2026 to June 2027. The budget adds no new taxes or fees. Source
Checked on official pages in October 2026. Items marked announced or proposed are not final, so confirm them with the province before you plan around them.
Frequently asked questions
How many income tax brackets does Newfoundland and Labrador have?
Eight for 2026, from 8.7% on the first $44,678 up to 21.8% above $1,141,275.
What is the basic personal amount for 2026?
$13,094 on the annual return. The payroll tables use $15,000 from July, and returns from 2027 are expected to use $15,000.
What is the HST in Newfoundland and Labrador?
15%, made up of the federal 5% and a provincial 10%.
Why should I double-check these figures?
The province changed the basic personal amount during 2026, and sources describe it differently. We used the CRA payroll tables and an owner check, but confirm the amount for your own return.