Updated Checked by the Tax-Services.ca editorial team How we check
Newfoundland and Labrador has eight income tax brackets, from 8.7% to 21.8%. The basic personal amount on the 2026 return is $13,094, not the $15,000 you may have read about. The HST is 15%.
Newfoundland and Labrador is the province where the headline number and the number you actually use can differ, so this page is careful about which is which. It covers the brackets, the credit and the sales tax.
What are the brackets for 2026?
The rate is 8.7% on your first $44,678 of taxable income, 14.5% up to $89,354, 15.8% up to $159,528, 17.8% up to $223,340, 19.8% up to $285,319, 20.8% up to $570,638 and 21.3% up to $1,141,275. Above that it’s 21.8%. The limits page lists the federal brackets that go with them.
Take $60,000. The first $44,678 costs you $3,887 and the other $15,322 costs you $2,222, which makes $6,109. The basic amount credit takes off $1,139, so you’d pay about $4,970 of provincial tax.
What’s different about the basic personal amount?
This is the part to watch. The CRA’s January tables showed $11,188. Then the provincial budget raised it to $15,000. The payroll tables handle that by using $13,094 for the year, an average of the two, and the annual return uses the same $13,094. From 2027 the full $15,000 is expected to apply to returns.
So the credit you claim for 2026 isn’t the $15,000 you may have read about. It’s smaller, and sources don’t always say so.
How does the HST work here?
You pay 15% HST, the federal 5% plus a provincial 10%, collected as one tax. The GST and HST calculator works for the province, and the sales tax guide compares the rest.
Which calculators include it?
The income tax calculator and the take-home pay calculator both include Newfoundland and Labrador. Pick it from the list and the Newfoundland and Labrador rates apply. Check the basic personal amount on your own return before you rely on a result.
Guides on this topic
- Newfoundland’s Sugar Tax Was Scrapped in 2025
The Newfoundland sugar tax charged $0.20 a litre until 1 July 2025. See the cost per can, bottle and case, how HST stacked on top, and what was exempt
- Newfoundland sales tax: the 15% HST explained
Sales tax in Newfoundland is one 15% HST, so $1,000 costs $1,150. Compare other provinces and see how to take tax out of a total
Before you rely on these numbers
You’ll want to check three things before you act on any figure here, because rates and credits do change and you wouldn’t want an old number in a real return: the date at the top of the page, the CRA source we name, and your own slip or notice, which always wins if it differs from a summary like this one.
Don’t guess.
Not sure where to start? Our filing guide walks you through the steps, the document checklist shows what you’ll need, and the province index lets you compare where you live with other places. Is your situation unusual? Then a qualified preparer is the right call, and we can’t advise you ourselves.
Frequently asked questions
How many income tax brackets does Newfoundland and Labrador have?
Eight for 2026, from 8.7% on the first $44,678 up to 21.8% above $1,141,275.
What is the basic personal amount for 2026?
$13,094 on the annual return. The payroll tables use $15,000 from July, and returns from 2027 are expected to use $15,000.
What is the HST in Newfoundland and Labrador?
15%, made up of the federal 5% and a provincial 10%.
Why should I double-check these figures?
The province changed the basic personal amount during 2026, and sources describe it differently. We used the CRA payroll tables and an owner check, but confirm the amount for your own return.
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.