Updated Checked by the Tax-Services.ca editorial team How we check
Checked 10 November 2026. This page sorts 2027 Canadian tax news into three piles: numbers the CRA has published, Budget 2026 items that are only proposals, and figures that are still missing. Every link goes to a page that names its official source.
Use it as a map. When a new figure appears, the matching page is updated first and this page follows.
Which 2027 numbers are confirmed?
As of 10 November 2026, three sets of figures are published by the CRA: the RRSP limit, the CPP rate and ceilings, and the EI figures. The side-by-side table is on Canadian tax numbers: 2026 vs 2027.
| Item | 2026 | 2027 | Read more |
|---|---|---|---|
| RRSP dollar limit | $33,810 | $35,390 | RRSP Contribution Limit 2027 |
| CPP maximum pensionable earnings | $74,600 | $76,700 | CPP in 2027 |
| CPP second ceiling | $85,000 | $87,400 | CPP in 2027 |
| EI maximum insurable earnings | $68,900 | $70,800 | EI Premiums in 2027 |
| EI employee rate outside Quebec | 1.63% | 1.64% | EI Premiums in 2027 |
| EI maximum weekly benefit | $729 | $749 | EI Maximum Weekly Benefit for 2027 |
The CPP rate is listed by the CRA at 5.75% for 2027, against 5.95% in 2026. The rest of the CPP and QPP picture is in QPP and QPIP Rates and Ceilings for 2027.
What is still not published?
The TFSA limit, the federal basic personal amount and the federal bracket thresholds were not published as of 10 November 2026. We mark them that way instead of guessing. The pages that will carry them first are TFSA Limit for 2027 and Federal Tax Brackets and Indexation Factor for 2027.
One regional exception is already clear. British Columbia has paused indexation, which is covered in BC Tax Indexation Pause 2027 to 2030.
Which Budget 2026 items are proposals?
Budget 2026 was tabled on 5 November 2026. Everything below is a proposal until Parliament passes it. The overview is Budget 2026: What It Means for Your Taxes, and these pages go deeper.
- May 15 Tax Filing Deadline: a later T1 date for everyone, starting with the 2027 tax year.
- CGEB One-Time Supplement 2027: an extra benefit payment proposed for early 2027.
- Budget 2026 Flat Amounts: moving, tradespeople, HATC and adoption.
- Canada Growth Incentive and the capital gains exemption.
- RRSP for Life explained.
- Budget 2026 for the self-employed and small business owners: T1135, penalties and commission expenses.
- Instalment payments and the 2028 thresholds.
- CRA tax debt and credit bureaus.
Do not change a filing or payment plan for a proposal. Your 2026 return, filed in 2027, follows the current rules.
What else changes in 2027?
These items are not budget proposals. Each page names its official source.
- CRA Pre-Filled Tax Return 2027: invitations through CRA accounts from March 2027.
- EFILE changes: the T1 and T3 stop on January 29, 2027 and the January 30 rules for providers.
- NETFILE closing date: the last day to file the 2025 return.
- Federal fuel excise tax relief: the schedule from February 1 and April 1, 2027.
- Foreign buyer ban: what happens on 1 January 2027.
- Mortgage insurance changes: insured financing for new three- and four-unit homes and five- to fifty-unit buildings from February 1, 2027.
- Ontario enhanced new housing rebate: the CRA rules for agreements signed from April 1, 2026 to March 31, 2027.
- PEI top tax bracket and Manitoba affordability credits.
Which dates matter in 2027?
The full calendar, with weekend shifts worked out, is on Canadian tax calendar 2027. The dates below come from the pages linked above.
| Date | What happens |
|---|---|
| January 1, 2027 | The foreign buyer ban page describes what happens on this date. |
| January 29, 2027 | EFILE stops accepting T1 and T3 transmissions at 11:59 p.m. Eastern time. |
| February 1, 2027 | Federal fuel excise tax returns at half the usual rate. |
| February 22, 2027 | The optional CRA account sign-in step for online filing begins. |
| March 1, 2027 | RRSP deadline for the 2026 tax year. See RRSP Contribution Deadline 2027. |
| March 2027 | CRA pre-filled return invitations start for about 1 million people. |
| April 1, 2027 | Federal fuel excise tax returns to the full rate. |
| April 30, 2027 | Most people file and pay for 2026. The self-employed file by June 15, 2027. |
May 15 is only a proposal, and it would start with the 2027 tax year, so it does not move the dates above.
Where can you run your own numbers?
The Take-Home Pay 2027 Preview uses the confirmed CPP and EI figures and marks the rest as a preview. For everyday questions, the 2027 tax questions page answers what is known and what is not.
How is this page kept current?
We check the CRA and Finance Canada pages on a schedule and update the matching article when a figure changes. A number goes into a table only when an official page shows it. A Budget 2026 item stays labelled as a proposal until it becomes law.
This is an independent information site. It provides no services, does not represent the CRA, the Department of Finance or any organization, and collects information from open sources. It does not guarantee that anything here is accurate or current, and it accepts no liability for how you use it. Check the official pages before you rely on a figure.
Frequently asked questions
What is the RRSP limit for 2027?
The CRA lists the 2027 RRSP dollar limit as $35,390, up from $33,810 in 2026.
What are the CPP ceilings for 2027?
The first ceiling is $76,700 and the second is $87,400. The CRA lists the CPP rate for 2027 as 5.75%.
Has the 2027 TFSA limit been published?
Not as of 10 November 2026. The same goes for the federal basic personal amount and the federal brackets.
Is the May 15 filing date in effect for 2027?
No. It is a Budget 2026 proposal that would start with the 2027 tax year. Your 2026 return keeps the current dates.
When do CRA pre-filled returns arrive?
The CRA says invitations go out through CRA accounts starting in March 2027 for about 1 million people.