Updated Checked by the Tax-Services.ca editorial team How we check
On an $80,000 salary, monthly take-home runs from $4,703 in Nova Scotia to $5,192 in Nunavut. Ontario sits sixth of thirteen at $5,025 a month. The gap between first and last is $488 a month on identical gross pay. These are 2026 estimates for a single employee with basic credits only.
What is 80k a month after tax in every province?
The table lists all thirteen places from the highest monthly take-home to the lowest. The last column shows how far each one sits from Ontario, month by month.
| Province or territory | Net per month | Net per two weeks | Net per year | Monthly difference from Ontario |
|---|---|---|---|---|
| Nunavut | $5,192 | $2,396 | $62,299 | plus $166 |
| Northwest Territories | $5,097 | $2,353 | $61,166 | plus $72 |
| British Columbia | $5,096 | $2,352 | $61,157 | plus $71 |
| Yukon | $5,079 | $2,344 | $60,943 | plus $53 |
| Alberta | $5,058 | $2,335 | $60,698 | plus $33 |
| Ontario | $5,025 | $2,319 | $60,303 | Starting point |
| Saskatchewan | $4,918 | $2,270 | $59,022 | minus $107 |
| New Brunswick | $4,854 | $2,240 | $58,246 | minus $171 |
| Manitoba | $4,852 | $2,240 | $58,228 | minus $173 |
| Newfoundland and Labrador | $4,821 | $2,225 | $57,857 | minus $204 |
| Quebec | $4,809 | $2,220 | $57,713 | minus $216 |
| Prince Edward Island | $4,778 | $2,205 | $57,335 | minus $247 |
| Nova Scotia | $4,703 | $2,171 | $56,439 | minus $322 |
Who keeps the most and who keeps the least?
Nunavut, Northwest Territories and British Columbia lead at $5,192, $5,097 and $5,096 a month. At the other end are Nova Scotia at $4,703, Prince Edward Island at $4,778 and Quebec at $4,809. Over a year the gap between first and last is $5,860.
Put as a share of gross pay, Nunavut keeps 77.9%, Ontario keeps 75.4% and Nova Scotia keeps 70.5%. The upper half of the table is tightly packed: British Columbia, Yukon, Alberta and Ontario sit within $71 of each other each month, so a small difference in rent can erase the tax advantage of one over another.
What would a move change each month?
Take Ontario as the starting point at $5,025 a month. A move to British Columbia would add $71 a month, and Alberta would add $33. Going to Quebec would cost $216 a month, and Nova Scotia would cost $322, which is $3,864 a year.
A worked example with biweekly pay: the Ontario cheque of $2,319 would become $2,171 in Nova Scotia or $2,352 in British Columbia. These are tax figures only. Rent, prices and wages differ between places, and none of that is part of the comparison. The take-home pay calculator lets you try your own province.
How should you read the biweekly column?
Gross pay on this salary is $6,667 a month, so Ontario keeps $5,025 of it and Nova Scotia keeps $4,703. Workers paid every second week get 26 cheques, so the biweekly column is the one to compare with a real pay stub. In two months a year a third biweekly cheque of $2,319 (Ontario) arrives on top of the usual two. Overall, Ontario takes 24.6% of gross in income tax, CPP and EI.
Why does the order look like this?
CPP and EI add up to $5,570 in every province except Quebec, where QPP, EI and QPIP come to $5,935. The ranking therefore comes down to provincial income tax. At this pay, Nunavut takes $12,132 in income tax, Ontario takes $14,128 and Nova Scotia takes $17,992. The federal brackets are listed on the Canada Revenue Agency: Canadian income tax rates for individuals page, and the Canada Revenue Agency: CPP contribution rates and maximums and Canada Revenue Agency: EI premium rates and maximums pages give the contribution rules. Quebec also reduces federal tax for its residents, which narrows its gap.
What about two people on the same salary?
If two people each earn $80,000 in Ontario, each pays tax on their own income. Combined gross is $160,000 and combined take-home is $120,605, about $10,050 a month together. On an hourly basis one salary is $38.46 gross and $28.99 net on a 40-hour week.
What could change these figures?
An RRSP contribution is the common change. In Ontario a $5,000 contribution cuts income tax by $1,482, so take-home pay falls by $3,518. In Nova Scotia the same contribution saves $1,859 in tax. A bonus, a second income, taxable benefits or workplace deductions would also shift the figures. The RRSP dollar limit for 2027 is $35,390, and the 2027 tax brackets, CPP and TFSA figures have not been published yet (checked 31 October 2026). The Canada Revenue Agency: contributing to an RRSP page covers contribution room.
Full detail on each province is on the take-home pay by province page, and the Ontario tax page covers the province in the middle of this table. For the Ontario version of this salary, see the articles on 80k in Ontario, 85k in Ontario and 75000 in Ontario.
Where does this information come from?
The tax rules come from the Canada Revenue Agency pages on income tax rates, CPP contributions, EI premiums and RRSP contributions. The take-home figures are estimates from this site’s own pay engine for a single employee with basic credits only, as of October 2026. Checked on 31 October 2026. This is an independent information site: we provide no services, we do not represent the CRA or any organization, we collect information from open sources, and we do not guarantee that anything here is accurate or current. We accept no liability for decisions based on it. Check the official source before you rely on it. See the full disclaimer.
Frequently asked questions
How much is 80k after tax in Ontario?
About $60,303 a year, or $5,025 a month, before any RRSP or workplace deductions. Total tax, CPP and EI come to $19,697.
Is 80k after tax higher in BC or Alberta?
British Columbia comes out ahead at $61,157, against $60,698 in Alberta. Ontario is $395 below Alberta over a year. The differences come from provincial tax brackets alone, since CPP and EI are the same in both.
Why does EI stop before the end of the year?
EI premiums stop once you have paid the yearly maximum of $1,123.07, which happens at $68,900 of insurable earnings. On $80,000 that is reached before the year ends, so later cheques are slightly larger.
How much tax do you save with a $5,000 RRSP on 80k?
In Ontario, income tax falls by $1,482. Your take-home pay falls by $3,518 because the rest of the $5,000 goes into the plan rather than your account.
Why is Quebec lower than its neighbours?
Quebec has its own income tax, its pension plan and parental insurance, and the federal tax is reduced for its residents. At $80,000 Quebec residents keep $4,809 a month, against $5,025 in Ontario.
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