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The TD1 form for Saskatchewan is really two forms: the federal TD1 and the TD1SK, the Saskatchewan Personal Tax Credits Return. The CRA publishes the 2026 versions for pay received on January 1, 2026 or later. You give them to your employer so that the tax taken off each paycheque matches your situation.
Do I fill in both forms?
The CRA’s list of 2026 TD1 forms shows a federal form and a separate one for each province and territory. For a Saskatchewan job that means the federal TD1 and the TD1SK, with a worksheet (TD1SK-WS) to help you work out the amounts.
We couldn’t confirm from the pages we read how the CRA wants you to handle two employers at once, so read the instructions printed on the form itself before you claim the same amount twice. The same goes for a new form after a life change. The form explains when.
Here’s a point that surprises people. The TD1 only sets how much tax your employer holds back. Your real tax is settled when you file, and a credit you skipped on the form can usually still be claimed on your return.
What are the 2026 numbers here?
Start with the basic personal amount. It is $20,381, the figure used in the CRA payroll tables for Saskatchewan. The province’s rates are 10.5%, 12.5% and 14.5%.
| Item | 2026 amount |
|---|---|
| Basic personal amount | $20,381 |
| Rate on first $54,532 | 10.5% |
| Rate from $54,532 to $155,805 | 12.5% |
| Rate above $155,805 | 14.5% |
| Age amount (65 or older) | $5,901, reduced between $43,927 and $83,267 of net income |
| Senior supplementary amount | $2,569 |
| Pension income amount | Up to $1,000 |
What does the TD1SK change on a paycheque?
Consider a Saskatchewan employee with $60,000 of taxable income. Provincial tax comes to about $4,269. Of that, $2,140 is the basic amount working for you: $20,381 at 10.5% comes off the tax before you pay a cent.
Federal tax on the same income is about $6,193 in our engine, so the combined bill is close to $10,462. If you leave the form blank, your employer may take off more than that through the year, and you’d wait for a refund to get it back.
Check what lands in your account with the take-home pay calculator, and see the full deduction list in the payroll deductions calculator. The income tax calculator gives the yearly view.
How much does income change the picture?
A lot, and the form doesn’t care. On $40,000 of taxable income the engine shows about $2,060 of Saskatchewan tax and $3,297 of federal tax, $5,357 in all. On $100,000 it shows $9,269 provincial and $14,393 federal, close to $23,662.
The next dollar is taxed at about 24.5% in the first case and 33% in the second. That gap is why a person earning $100,000 feels a deduction more than a person earning $40,000. If you want the rate for your own pay, the marginal tax rate calculator has it.
Mistakes that cost you on the TD1SK
Don’t copy last year’s amounts without looking. Saskatchewan’s basic amount moved for 2026 (the payroll tables show a 2.0% indexing plus a $500 increase), so an old form is out of date.
Skip credits you aren’t sure about. The form lists age, pension, disability and spouse amounts, and claiming one you don’t qualify for just creates a bill later.
Also, the tax credits calculator covers federal credits only, so it won’t show provincial amounts like the ones on the TD1SK.
Finally, hand the form to your employer, not the CRA.
The worksheet is for your own use, to work out the amounts before you fill in the form.
Where the numbers come from
Forms and the list of TD1 versions come from the Canada Revenue Agency’s TD1 page for 2026. The basic amount, brackets and credit amounts come from the CRA payroll deductions tables for Saskatchewan (T4032-SK, January 2026), the Government of Saskatchewan’s 2026 tax structure page and the TD1SK. Our tax figures use the same 2026 tables. This site has no link to the CRA or the province.
Frequently asked questions
What is the TD1SK?
It is the Saskatchewan Personal Tax Credits Return. Your employer uses it to work out how much provincial tax to take off your pay.
How much is the Saskatchewan basic personal amount for 2026?
$20,381, according to the CRA payroll tables and the Government of Saskatchewan.
Do I send the TD1SK to the CRA?
No. You give it to your employer. The worksheet is for your own records.
Does the TD1 change my final tax?
No. It changes the tax held back from each paycheque. Your final tax is settled when you file your return.
Is there a 2026 worksheet?
Yes. The CRA publishes the TD1SK-WS worksheet for the 2026 Saskatchewan Personal Tax Credits Return.
- How to file your tax return in Canada: steps and dates
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- Saskatchewan income tax and PST in 2026
How Saskatchewan income tax works in 2026: three brackets from 10.5%, a large basic personal amount, the 6% PST and the calculators that switch to it
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.