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People still say Revenue Canada, but the agency that collects your income tax is the Canada Revenue Agency, and it does it for Ottawa and for most provinces. The one big exception is Quebec, where Revenu Québec handles the provincial tax on individuals. On a $60,000 salary in Ontario, the combined income tax for 2026 is $8,320.50.
Who actually collects your income tax?
The CRA runs the tax laws for the federal government and for most provinces and territories. It also runs benefit programs through the tax system. When you file one return outside Quebec, the CRA handles the federal and provincial tax in one go.
Quebec is different. Quebec residents file a separate provincial return with Revenu Québec, so they deal with two agencies. The income tax calculator has a Quebec setting, though we haven’t been able to confirm every Quebec figure on an official page, so read its results as a guide.
What do the CRA’s dates look like?
Deadlines are the part most people care about, and they depend on your situation. This is what the CRA published for the 2025 return.
| Who you are | File by | Pay by |
|---|---|---|
| Most individuals | 30 April 2026 | 30 April 2026 |
| You or your spouse ran a business | 15 June 2026 | 30 April 2026 |
If a date lands on a weekend or a public holiday the CRA recognizes, you have until the next business day. We haven’t found the dates for the 2026 return yet, so don’t plan around a guess.
How much will the CRA take from a $60,000 paycheque?
Here are real numbers. On $60,000 of employment income in Ontario, our estimate is $5,338.30 of federal tax and $2,982.20 of Ontario tax, so $8,320.50 in all. That’s 13.9% of your pay.
CPP and EI are separate. They add another $4,339.75, which leaves $47,339.75 after income tax and those contributions. The take-home pay calculator lays out the same split for each pay period.
Your pay stub shows only part of this.
What is a notice of assessment and why keep it?
After the CRA processes your return, it sends a notice of assessment. It shows the figures the CRA used, including your total payable and your total credits. Your refund is the credits minus the total payable, and a balance owing is the reverse.
Keep it. If a number is ever questioned, that notice shows what the CRA accepted, and you’ll be glad to have it to hand. We didn’t confirm the layout of the notice beyond those totals, so read yours line by line. If a refund is coming and you’re deciding what to do with it, the RRSP calculator shows what a contribution could grow into.
Common mistakes with CRA income tax
The first is treating the amount on your pay stub as your final tax. Withholding is an estimate by your employer, and the return settles it. The second is paying late. A balance owing is due on the same day as the deadline for most people, even when the filing date for a business owner is later.
The third is mixing up names. Plenty of sites borrow the CRA name or its initials, so to be clear: this website has no link with the agency or any government.
One more thing about calculators, ours included: they count the basic personal amount, the Canada employment amount and the CPP or QPP and EI credits, and that’s about all, so benefits, refundable credits and most other claims sit outside the estimate.
Where do these numbers come from?
The role of the agency comes from the CRA’s About page. Filing dates come from its due dates page for the 2025 return, and the rates are the 2026 tables on its rates page. We read all three on 30 September 2026, and the salary example is our own calculation.
Frequently asked questions
Is Revenue Canada the same as the CRA?
Revenue Canada is a name people still use. The agency today is the Canada Revenue Agency, and we assumed that is what you mean.
Does the CRA collect provincial income tax too?
For individuals it does, for most provinces and territories. Quebec is the exception, with Revenu Québec collecting its provincial tax.
When was the 2025 income tax return due?
30 April 2026 for most people. Those with business income had until 15 June 2026 to file but still had to pay by 30 April.
What is a notice of assessment?
It's the CRA's statement after it processes your return, showing your total payable, your credits and the resulting refund or balance.
How much tax comes off $60,000 in Ontario?
Our 2026 estimate is $8,320.50 of income tax, plus $4,339.75 of CPP and EI.
- How Canadian income tax works: brackets and credits
How federal and provincial Canadian income tax stack up, what marginal and average rates mean, and how credits and deductions change your bill
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.