Updated Checked by the Tax-Services.ca editorial team How we check
Moncton doesn’t have its own income tax. Residents pay federal and New Brunswick income tax, and the city bills property tax on top: for 2026 the residential rate is $1.3614 per $100 of assessed value. So “Moncton tax” is really two separate bills.
Is there a Moncton income tax?
No. The CRA’s 2026 rates page lists federal rates and provincial rates, and nothing for a city. Your return is the same in Moncton as in Fredericton. What you earn is taxed federally in five bands and provincially in four.
New Brunswick’s 2026 rates are 9.4% up to $52,333, 14% to $104,666, 16% to $193,861 and 19.5% above that. The provincial basic personal amount is $13,664. Here is what those rates cost at four taxable incomes, worked out by our engine with basic amounts only.
| Taxable income | Federal tax | New Brunswick tax | Total | Average rate |
|---|---|---|---|---|
| $52,000 | $4,976.72 | $3,603.58 | $8,580.30 | 16.50% |
| $60,000 | $6,192.73 | $4,708.27 | $10,900.99 | 18.17% |
| $105,000 | $15,417.73 | $11,014.95 | $26,432.67 | 25.17% |
| $120,000 | $18,655.25 | $13,414.95 | $32,070.20 | 26.73% |
These skip CPP and EI credits, and any New Brunswick low-income reduction, which we couldn’t confirm on an official page. Put your own figures into the income tax calculator and pick New Brunswick. Then see how much of a paycheque reaches you with the take-home pay calculator.
How much is Moncton property tax?
This is the part that’s local. The City of Moncton said on 6 November 2025 that the residential rate stays at $1.3614 per $100 of assessment for 2026. Non-residential property pays $2.3144, which is 1.7 times the residential rate.
The formula is short. Take the assessed value, divide by 100, multiply by the rate. A home assessed at $250,000 carries $3,403.50 of city tax. At $350,000 it is $4,764.90, and at $400,000 it is $5,445.60.
That’s the city’s share only. The province charges its own rate of $0.5617 per $100 on residential property. The provincial site also describes a credit for owner-occupied primary homes that cuts the provincial charge on the first 0.5 hectares of land, so your bill can come out lower than the sum of the two rates. Read your notice before you budget from a formula.
The property tax calculator lets you try other assessments.
Who decides the assessed value?
Service New Brunswick. It values every property as of 1 January each year, and local governments set their rates in the budget using those values. If the assessment looks wrong, that’s who to ask, not the city.
What should you check before buying or renting there?
Look at the whole monthly cost, not the mortgage payment alone. Property tax is part of it, and so are insurance and repairs. The rent vs buy calculator puts them side by side, and the mortgage calculator covers the payment itself.
We haven’t checked New Brunswick’s property transfer charges or Moncton rental rules, so we won’t quote them. Confirm both with the province and the city.
What do people get wrong about it?
Reading “$1.3614 per $100” as 13.6%. It’s 1.3614%, a bit over one cent and a third on every dollar of assessment. Then there’s the mix-up between assessment and price: the tax runs off the assessed value, which isn’t the same thing as a sale price.
Another slip is using the 2026 rate for a bill in a different year. Rates are set each budget, and we couldn’t find a 2027 figure. And don’t add the provincial rate to the city’s without reading your notice, for the reason above.
Where do the numbers come from?
Federal and provincial income tax rates are from the Canada Revenue Agency’s 2026 pages. The Moncton property tax rates are from the City of Moncton’s news release of 6 November 2025, and the provincial rate and assessment rules from the Government of New Brunswick. We couldn’t find a 2027 rate. This website has no connection with the CRA, the City of Moncton or any other government body.
Frequently asked questions
Does Moncton have its own income tax?
No. Income tax is federal plus New Brunswick. The city collects property tax.
What is the Moncton residential property tax rate for 2026?
$1.3614 per $100 of assessed value, kept unchanged in the city's release of 6 November 2025.
How much is the city tax on a $300,000 assessment?
Divide by 100 and multiply by 1.3614, which gives $4,084.20. The province bills its own portion separately.
Who sets the assessed value of my home?
Service New Brunswick, as of 1 January each year.
What are the New Brunswick income tax rates for 2026?
9.4% to $52,333, 14% to $104,666, 16% to $193,861 and 19.5% above that.
- How Canadian income tax works: brackets and credits
How federal and provincial Canadian income tax stack up, what marginal and average rates mean, and how credits and deductions change your bill
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.