Updated Checked by the Tax-Services.ca editorial team How we check
An IRS payment goes to the United States, and a CRA payment goes to Canada, so the first step is to work out which tax office you owe. I couldn’t find any official source for a service called Irspayment, so I’m assuming you’re looking for a way to pay tax. If it’s a Canadian balance, pay the CRA through its own channels. If it’s a US balance, the IRS has its own payment page. Start from canada.ca or irs.gov, not from a link someone sent you.
Which tax office do you owe?
The IRS is the US tax agency. The CRA is the Canadian one. Someone with ties to both countries can owe both, and each has a separate account and a separate payment route. Mix them up and your money lands in the wrong place.
The IRS lists free bank payments through Direct Pay, which you can use without signing in. It also takes debit and credit cards, and the IRS says fees apply on cards. That’s from the IRS payments page. Nothing there was aimed at non-residents, so if you live in Canada, read the IRS’s own instructions for your case.
How do you make a CRA payment?
The CRA accepts a range of methods on its payment page. The table has them with the facts it prints.
| Method | What the CRA says |
|---|---|
| Online or mobile banking | Payment straight from your Canadian account; options vary by bank |
| My Payment | Debit card only, no credit cards |
| Pre-authorized debit | Must be scheduled at least 5 business days before the first withdrawal |
| Bank counter or ATM | Direct withdrawal; the counter needs a remittance voucher |
| Canada Post | Debit or cash with a QR code; service fees will be charged |
| Credit card or Interac e-Transfer | Through third-party providers PaySimply and Plastiq; the page says service fees will be charged |
| Cheque by mail | Canadian funds, with a remittance voucher |
| Wire transfer | Through your bank or credit union |
The CRA says it never takes cryptocurrency, gift cards, traveller’s cheques, cash sent by mail or foreign currency. If someone asks you to pay that way, it isn’t the CRA.
When is the payment due?
For the 2025 return, any balance owing was due by April 30, 2026. That was the date for most people, and it also applied to the self-employed, who had until June 15, 2026 to file. The CRA charges daily compound interest on an unpaid balance starting the day after it’s due. The 2026 dates haven’t been published yet, so I won’t guess them. The usual pattern may repeat, but check the CRA page when it appears.
Pay early and you can stop thinking about it, because a payment that’s still on its way on the due date is a gamble you don’t need. The CRA notes that one method is considered paid the same or next business day, and I couldn’t tell which from what I read, so ask your bank how long its transfers take.
What if you can’t pay it all at once?
Pay what you can, file on time anyway, and ask for a plan. The CRA’s page on paying your debt over time says you can schedule a series of payments in your online CRA account using a pre-authorized debit agreement, and you can also call the CRA to set up an arrangement. Interest keeps running on what’s unpaid, so the more you send up front, the less it grows.
Say Nadia in Saskatoon owes $2,400 on 30 April and has $600 in the bank. Paying the $600 on time and setting up a plan for the other $1,800 beats paying nothing and hoping the letter doesn’t come. It’s a small thing to do at tax time, and it keeps the balance from snowballing.
How much might you owe?
Here’s a Canadian example. An Ontario employee on $60,000 pays about $9,250 in federal and Ontario income tax with only the basic personal amount claimed (our engine, 2026 rates). Their employer withholds tax from each paycheque, so a balance owing usually comes from other income or missing deductions. If it’s happened once, it may happen again, and the tax instalments calculator shows what quarterly payments would look like.
To see the gap before you file, use the income tax calculator or the tax refund calculator. They give an estimate, and your return decides the real number. The self-employed tax calculator is another option if your balance comes from business income, though it leaves out EI.
How do you avoid paying the wrong party?
Go to canada.ca or irs.gov yourself. Don’t follow links in texts or emails, and don’t pay a person who phones and pushes you to hurry. The CRA points people to its scam pages when they’re unsure. A third-party provider isn’t a scam by itself, since the CRA names some, but the fee is yours to pay.
And keep the confirmation number. If a payment goes missing, that number is the first thing anyone will ask for.
How the figures were checked
The CRA payment methods and warnings come from its “Make a payment” page. The due dates come from the CRA’s important dates page for individuals. The IRS methods come from the payments page on irs.gov. The $60,000 example uses the 2026 federal and Ontario rates from the CRA. I found no official page for a service named Irspayment, so nothing here describes it. This site isn’t connected to either tax agency.
Frequently asked questions
Is Irspayment an official site?
We found no official page for it. Pay the CRA on canada.ca or your bank, and the IRS on irs.gov.
Can I pay the CRA with a credit card?
Not through My Payment, which takes debit only. The CRA lists third-party providers that accept cards and charge service fees.
When was my 2025 tax balance due?
April 30, 2026, for most people and for the self-employed. The 2026 dates aren't published yet.
Does the CRA ever ask for gift cards or crypto?
No. Its payment page lists cryptocurrency, gift cards, traveller's cheques, cash by mail and foreign currency as not accepted.
How do I pay the IRS?
The IRS payments page lists Direct Pay from a bank account, free, and card payments with fees. Check its instructions for your situation.
- How Canadian income tax works: brackets and credits
How federal and provincial Canadian income tax stack up, what marginal and average rates mean, and how credits and deductions change your bill