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Alberta after tax income is easy to estimate because the province taxes the first $61,200 of taxable income at just 8%. On a $60,000 salary you keep about $47,700 a year, and on $100,000 you keep about $74,500. Those figures are for 2026 and assume a regular employee with no RRSP or other deductions.
What does Alberta charge in income tax?
Alberta has six steps, and the first one is wide. Everyone also gets a provincial basic personal amount of $22,769 that comes off the tax, so the first $22,769 you earn carries no Alberta tax at all.
| Alberta taxable income | Rate |
|---|---|
| Up to $61,200 | 8% |
| $61,200 to $154,259 | 10% |
| $154,259 to $185,111 | 12% |
| $185,111 to $246,813 | 13% |
| $246,813 to $370,220 | 14% |
| Over $370,220 | 15% |
You pay federal tax on top, starting at 14% and rising to 20.5% above $58,523. Most people in Alberta sit in the 8% or 10% provincial band, so their combined marginal rate is 28.5% or 30.5%. Check yours in the marginal tax rate calculator.
How much do you keep at different salaries?
Here are five common salaries, worked through our engine with CPP and EI included.
| Salary | Income tax | CPP | EI | Take-home per year | Per month |
|---|---|---|---|---|---|
| $40,000 | $3,844 | $2,172 | $652 | $33,332 | $2,778 |
| $60,000 | $7,970 | $3,362 | $978 | $47,691 | $3,974 |
| $80,000 | $13,733 | $4,446 | $1,123 | $60,698 | $5,058 |
| $100,000 | $19,772 | $4,646 | $1,123 | $74,459 | $6,205 |
| $150,000 | $36,773 | $4,646 | $1,123 | $107,458 | $8,955 |
Monthly figures are the yearly number divided by twelve. If you’re paid every two weeks, divide by 26 instead, which gives about $1,958 on a $65,000 salary. A few months have three pay dates, so don’t budget as if every month were equal.
Look at the CPP and EI columns between $100,000 and $150,000. They don’t move. Both are capped, so past a certain salary only income tax grows. The take-home pay calculator lets you pick Alberta and any salary you like.
Is Alberta really cheaper than Ontario?
A little, at most incomes, and more so at the top. Run the same pay through both provinces and Alberta leaves you about $350 more at $60,000 and about $250 more at $100,000. At $150,000 the gap is $3,138, because Ontario’s rates are higher at that level.
Sales tax is the other side of the comparison. According to the CRA’s rate table, Alberta charges only the 5% GST, with no provincial or harmonized tax on top. So a $1,000 purchase costs $50 in tax there. You can test any price in the GST/HST calculator.
What happens to a raise in Alberta?
Say you earn $100,000 and get $10,000 more. Your income tax rises by $3,050, and CPP and EI don’t change because you’ve hit both caps. You keep $6,950 of the raise, or 69.5 cents on the dollar. Better than many people expect.
A $10,000 RRSP contribution on the same $100,000 cuts income tax from $19,772 to $16,722, a saving of $3,050 (the same as the raise, since both sit in the 30.5% band). The RRSP calculator runs your own version.
What could make your own number different?
Quite a few things. A pension plan at work, union dues and group benefits all come off your cheque. An RRSP contribution lowers your income tax but not CPP or EI. Self-employed people pay both halves of CPP and aren’t covered by the table above, which is why the self-employed tax calculator exists. And credits such as the age amount or the disability amount can reduce the bill further. We only model the federal credits in the tax credits calculator, not Alberta’s own list.
Also check the year on anything you read online. Alberta added its 8% band in 2025 and indexed the thresholds by 2% for 2026, so a figure from an older page can be off by a few hundred dollars.
Where the numbers come from
Federal and Alberta brackets and the Alberta basic personal amount are from the Canada Revenue Agency’s 2026 tax rates page and payroll tables for Alberta. CPP and EI figures come from the CRA payroll pages, and the GST rate from its GST/HST rate table. The take-home results are our own estimates for a typical employee.
Frequently asked questions
How much do you take home on $60,000 in Alberta?
About $47,691 a year, or $3,974 a month, after income tax, CPP and EI.
What is Alberta's lowest tax rate?
8% on the first $61,200 of taxable income for 2026. It is combined with federal tax.
Does Alberta have a sales tax?
No provincial one. Only the 5% GST applies, according to the CRA rate table.
Is take-home pay higher in Alberta than Ontario?
Yes, by about $350 at $60,000 and $3,138 at $150,000 in our calculation.
Why do CPP and EI stay the same above $100,000?
Both have yearly maximums. You stop paying once you reach them.
All payroll and salary calculators
- How Canadian income tax works: brackets and credits
How federal and provincial Canadian income tax stack up, what marginal and average rates mean, and how credits and deductions change your bill
- Alberta income tax and GST in 2026
How Alberta income tax works in 2026: six brackets, an 8% credit rate, no provincial sales tax, no surtax or health premium, and Alberta calculators
Information only. This page is general information, not tax, legal or accounting advice. Tax-Services.ca is an independent publisher: we don't prepare or file tax returns or offer tax services, and we have no connection with the CRA, Revenu Québec, any government or any company named on this page. Check the figures that matter with an official source or a qualified professional.