Updated Checked by the Tax-Services.ca editorial team How we check
On a $150,000 salary, take-home pay runs from $98,117 in Nova Scotia to $110,408 in Nunavut, a gap of $12,291 a year on identical gross pay. Ontario sits sixth of thirteen at $104,320, or $8,693 a month. These are 2026 estimates for a single employee with basic credits only.
Which province or territory keeps the most from $150,000?
The table ranks all thirteen places by yearly net pay. The last column shows the combined federal and provincial tax on an extra dollar of income, which is why a raise or a bonus at this level keeps so little of its face value.
| Rank | Province or territory | Net per year | Net per month | Share of gross kept | Tax on the next dollar |
|---|---|---|---|---|---|
| 1 | Nunavut | $110,408 | $9,201 | 73.6% | 35.00% |
| 2 | Yukon | $107,797 | $8,983 | 71.9% | 36.90% |
| 3 | Alberta | $107,458 | $8,955 | 71.6% | 36.00% |
| 4 | British Columbia | $107,377 | $8,948 | 71.6% | 40.70% |
| 5 | Northwest Territories | $107,361 | $8,947 | 71.6% | 38.20% |
| 6 | Ontario | $104,320 | $8,693 | 69.5% | 43.41% |
| 7 | Saskatchewan | $104,037 | $8,670 | 69.4% | 38.50% |
| 8 | New Brunswick | $101,330 | $8,444 | 67.6% | 42.00% |
| 9 | Manitoba | $100,797 | $8,400 | 67.2% | 43.40% |
| 10 | Newfoundland and Labrador | $100,702 | $8,392 | 67.1% | 41.80% |
| 11 | Prince Edward Island | $98,973 | $8,248 | 66.0% | 45.00% |
| 12 | Quebec | $98,565 | $8,214 | 65.7% | 47.46% |
| 13 | Nova Scotia | $98,117 | $8,176 | 65.4% | 43.50% |
Nunavut is first, followed by Yukon, Alberta, British Columbia and the Northwest Territories. At the bottom are Prince Edward Island, Quebec and Nova Scotia. Quebec is built differently from the rest: it runs its own pension plan (QPP) and parental insurance (QPIP), and federal tax is reduced for people who live there.
Why do the totals spread out so much?
Each province sets its own income tax rates and brackets, and that explains almost the whole difference. Total income tax runs from $33,823 in Nunavut to $46,114 in Nova Scotia, a spread of $12,291. CPP and EI come to $5,770 in every province except Quebec, where QPP, EI and QPIP together come to $6,234, which is $464 more. Both CPP and EI stop at their yearly maximums, so at this income they take a smaller share of pay than they do at lower salaries. The Canada Revenue Agency: Canadian income tax rates for individuals page lists the federal brackets, and the Canada Revenue Agency: CPP contribution rates and maximums and Canada Revenue Agency: EI premium rates and maximums pages show the yearly caps.
How big is the monthly and biweekly gap?
Per month, Nunavut pays $9,201 and Nova Scotia pays $8,176, a difference of $1,024. Paid every two weeks, the same gap is $473 per cheque. These are tax differences only. Rent, groceries, sales taxes and every other cost vary by place, and none of that is counted here.
Where does Ontario land at $150,000?
Five places keep more than Ontario does. Nunavut is $6,088 ahead over a year, which is $507 a month, and Alberta is $3,138 ahead. Saskatchewan sits just below Ontario, $283 behind, and New Brunswick is $2,990 behind. Of Ontario’s income tax of $39,911, $25,302 is federal and $14,608 is provincial. Take-home in Ontario is $2,006 a week or $4,012 every two weeks.
The Ontario working is on the $150K Ontario article, and the 140k page shows the step just below. For other incomes, use the take-home pay by province page.
What would moving from Ontario to Alberta change?
Take someone earning $150,000 in Ontario who is offered the same salary in Alberta. Yearly take-home goes from $104,320 to $107,458, which is $3,138 more, or $262 a month and $121 per biweekly cheque. That is the whole effect of the tax change and nothing else: it leaves out moving costs, housing and any difference in benefits. The take-home pay calculator lets you try two places with your own figures.
How much does a $10,000 RRSP contribution save in each place?
An RRSP deduction works against the tax rate on your last dollars, and that rate differs by province, as the last column of the ranking shows. Here is what a $10,000 contribution does in six of the places.
| Province or territory | Tax saved by a $10,000 RRSP | Take-home drops by | Net pay after contribution |
|---|---|---|---|
| Nunavut | $3,500 | $6,500 | $103,908 |
| Alberta | $3,600 | $6,400 | $101,058 |
| Ontario | $4,341 | $5,659 | $98,661 |
| Manitoba | $4,340 | $5,660 | $95,137 |
| Quebec | $4,746 | $5,254 | $93,311 |
| Nova Scotia | $4,350 | $5,650 | $92,467 |
In Ontario the saving is $4,341, so the contribution costs $5,659 of take-home pay, not the full $10,000. Your own room depends on past years and appears on your CRA notice. The Canada Revenue Agency: contributing to an RRSP page explains the rules, and the RRSP dollar limit for 2027 is $35,390.
What could change these numbers?
A bonus, a second job, taxable benefits, investment income and employer pension plans all change the real result, and the ranking above ignores them. At $150,000 an extra $1,000 of pay keeps about $566 in Ontario. The 2027 tax brackets and TFSA figures have not been published yet (checked 13 November 2026), so everything here uses 2026 rules.
Where does this information come from?
The tax rules come from the Canada Revenue Agency pages on income tax rates, CPP contributions, EI premiums and RRSP contributions. The take-home figures are estimates from this site’s own pay engine for a single employee with basic credits only, as of October 2026. Checked on 31 October 2026. This is an independent information site: we provide no services, we do not represent the CRA or any organization, we collect information from open sources, and we do not guarantee that anything here is accurate or current. We accept no liability for decisions based on it. Check the official source before you rely on it. See the full disclaimer.
Frequently asked questions
How much is 150000 after tax in Ontario?
About $104,320 a year in 2026, or $8,693 a month, with basic credits only and no other income. Income tax is $39,911, of which $25,302 is federal and $14,608 is provincial, and CPP and EI come to $5,770. Ontario ranks sixth of thirteen places on take-home at this salary.
Which province leaves the most on 150000?
Of the ten provinces, Alberta leaves the most at $107,458. Nunavut, a territory, leaves more at $110,408, and Yukon follows at $107,797. Nova Scotia leaves the least of all thirteen places at $98,117, a gap of $12,291 a year on the same gross pay. These are 2026 estimates for a single employee with basic credits only.
How much of an extra $1,000 do I keep at 150000 in Ontario?
About $566, since the combined federal and Ontario tax on the next dollar is 43.41% in our calculation. CPP and EI have already reached their yearly maximums, so they take nothing from the extra $1,000. Only income tax applies, which is why a raise or bonus at this level keeps so little of its face value.
Do CPP and EI grow as I earn more?
No. Both stop at their yearly maximums, $4,646.45 for CPP and $1,123.07 for EI in 2026. Above those earnings they take nothing more, so the extra pay is taxed only by income tax. At $150,000 they come to $5,770 in every province except Quebec, so they take a smaller share of pay than at lower salaries.
Why does Quebec rank so low at 150000?
Quebec income tax is high at this level, and QPP, EI and QPIP together come to $6,234 against $5,770 elsewhere, which is $464 more. Federal tax is reduced for Quebec residents, which softens it, but the province still ranks twelfth of thirteen at $98,565 a year, ahead only of Nova Scotia.
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