# Canadian tax rates and limits for 2026 at a glance > The 2026 Canadian limits and rates people look up most, including RRSP, TFSA, FHSA, federal brackets, CPP and EI, each with its source and date Looking for the RRSP limit? This year's CPP ceiling? The federal brackets? They're here, and they're the figures people look up most for 2026. Each table names its source and the date we checked it, and you can follow the links on to the guides for the reasoning behind a number. This page is for the moment you have a question that is really a number. How much can I put into my RRSP? Where does the 33% bracket start? What do I pay into CPP on this salary? Rather than digging through a CRA page and a dozen forum posts, you can find the figure in one place, with the source printed beside it so you can check it yourself. A number on its own can mislead, though. A bracket is only useful once you know it applies to the slice of income above the threshold, not to the whole amount, and a limit is only useful if you know whether it's yours or the general one. So each figure here links on to a page that explains how it works and shows an example with real dollars. Use the tables for a quick answer, and the guides when you want to be sure you've understood it. We don't prepare returns and these figures are general information, not advice on your case. Tax figures also get indexed every year, so look at the date beside each table before you rely on it. ## Most read right now - [2026 federal income tax brackets and rates](https://tax-services.ca/articles/federal-tax-rates)From 14% on the first $58,523 up to 33% above $258,482, with a $100,000 example. - [CRA RRSP rules for 2026](https://tax-services.ca/articles/cra-rrsp)The limit is $33,810 or 18% of earned income, plus the deadline and the 1% monthly penalty. - [TD1 form 2026](https://tax-services.ca/articles/td1-canada)Shows the 2026 basic personal amount of $16,452 and what it changes on your pay. - [Canada payroll deductions 2026](https://tax-services.ca/articles/canada-payroll-deductions)CPP at 5.95% and EI at 1.63%, and why two of them stop partway through the year. - [Mileage rates 2026](https://tax-services.ca/articles/mileage-rates)73 cents a km for the first 5,000 km and 67 cents after that, with an example. ## How do you use these figures? The brackets above are federal. Your province adds its own tax on top, so your bill is bigger than the federal column alone suggests, and the gap can be several thousand dollars on a middle income once you add the second layer to the first. The [province pages](https://tax-services.ca/provinces) list those rates, and the [income tax calculator](https://tax-services.ca/calculators/income-tax/income-tax-calculator) adds the two layers for you. Need more depth? The [RRSP guide](https://tax-services.ca/rrsp) and the [CPP guide](https://tax-services.ca/cpp) explain the limits, and the [tax brackets page](https://tax-services.ca/income-tax/tax-brackets) keeps the full rate tables. The [tax calendar](https://tax-services.ca/tax-calendar) has the dates, and the [glossary](https://tax-services.ca/glossary) explains terms such as basic personal amount and marginal rate. ## Does the RRSP limit apply to everyone? No, and this is the figure people misread most often. The headline limit is the ceiling, but your own room is 18% of last year's earned income, up to that ceiling, plus any unused room carried forward. Take Dev, who earned $50,000: 18% of that is $9,000, so his new room for the year is $9,000, nowhere near the $33,810 maximum. The earned-income route is why a ballpark of 18% of your pay is a better first guess than the big number in the table. ## Why do the brackets not tell you your tax rate? Because only the dollars above each threshold are taxed at the higher rate. Earning a few bucks past the start of a bracket doesn't pull your whole income into it, so a raise doesn't mean the higher rate applies to all of your pay. The rate on your last dollar is your marginal rate, and the average across all your income is always lower. ## Where are your own limits? On your notice of assessment from the CRA. Your RRSP deduction limit, for one, is personal, so check it there before you contribute. What's printed on this page is general information, and it can't know your history, so it won't replace the letter the CRA sends you. Want to see what moved since last year? Read the [2025 vs 2026 comparison](https://tax-services.ca/tax-numbers-2025-vs-2026). Looking ahead? See what is already known in the [2026 vs 2027 comparison](https://tax-services.ca/tax-numbers-2026-vs-2027). Looking for the brackets themselves? See [Canadian tax brackets for 2026, federal and provincial](https://tax-services.ca/canada-tax-brackets). --- Source: https://tax-services.ca/tax-numbers Last updated: 2026-10-09 Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer