# Nanny Payroll Calculator for Every Province in Canada

> Free nanny payroll calculator for every province: take-home pay, CPP, EI and tax held back, overtime, vacation pay and what your family really pays.

For a nanny in Ontario paid $25 an hour for 40 hours a week, a family pays $2,156.63 every two weeks all in, and the nanny takes home $1,601.59. Enter your own province, hours and rate and this nanny payroll calculator, also known as a nanny paycheck calculator, estimates the paycheque, the CPP, EI and tax held back, and what you add as the employer.

## What does the nanny payroll calculator work out?

It starts from the hourly rate you offer, either before deductions or as the take-home pay you promised, and builds a full year: regular hours, overtime where the province requires it, and vacation pay. From that it finds what the nanny keeps, what you hold back for the government and what you add on top. Pick the take-home option and it works backwards to the gross rate you need to pay.

| Item | Who pays | 2026 rule outside Quebec |
| --- | --- | --- |
| CPP | Nanny and you | 5.95% each of pay above $3,500, up to $4,230.45 |
| CPP2 | Nanny and you | 4% each on pay between $74,600 and $85,000 |
| EI | Nanny, and you at 1.4 times | 1.63% of pay up to $68,900 for the nanny |
| Income tax | Held back from the nanny | Federal and provincial, and you only forward it |

The CPP figures match [the CRA's CPP contribution rates and maximums table](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/canada-pension-plan-cpp/cpp-contribution-rates-maximums-exemptions.html).

## How is $2,156.63 built up?

Maria earns $25 an hour for 40 hours, 50 weeks a year, plus 4% vacation pay, so $52,000 a year or $2,000 every two weeks. The calculator shows $254.82 of income tax, $110.99 of CPP and $32.60 of EI held back, which leaves her $1,601.59. You add $110.99 of CPP and $45.64 of EI. You send the CRA about $555 each period, and your full cost is $2,156.63. That's $28.04 for each hour she works, not $25.

Notice what that does to a hiring budget. The family that thinks of a $25 nanny as a $25 expense is a few bucks per hour short, and over a year the gap runs to thousands.

## What does it take from your province?

Nannies fall under provincial law, so the calculator changes its rules with the province you pick:

- **Overtime.** Ontario pays 1.5 times after 44 hours a week, British Columbia after 8 hours a day and 40 a week, and Alberta has no overtime for domestic employees.

- **Vacation pay.** It uses your province's minimum, usually 4% rising to 6%, and you can set your own percentage.

- **Minimum wage.** It warns you if the rate is too low, and flags places where a nanny is outside the law, such as a private home in New Brunswick.

- **Workers' compensation.** It tells you if coverage is required for her hours and lets you add your premium rate.

A table under the result summarizes holidays, sick leave, notice and room and board limits for your province, with a note on how sure we are of each.

## Which settings change the result?

Switch on more options for a live-in nanny, where room and board is a taxable benefit, for a nanny under 18 or over 70 who pays no CPP, or for a relative whose job isn't insured for EI. You can also add benefits, a payroll service fee and, outside Quebec, the child care expense deduction for your children, which shows what your real cost is after the tax saving.

## What if you pay the nanny cash?

Many families do, and plenty of nannies are fine with it. But if the nanny is your employee, the deductions above are owed whether or not they're on a pay stub. An unreported arrangement can leave you with back remittances, penalties and interest, and it leaves the nanny without EI or CPP credit when they need it, including for maternity or parental leave. Getting set up properly is mostly a matter of registering a payroll account and remitting on schedule.

## What isn't included?

It's an estimate for a regular schedule, with the nanny as your employee and no other income. Workers' compensation premiums, benefits and unusual pay arrangements are only counted if you enter them. Quebec's CNESST premium is not calculated.

## Where to go next

For the full story on hiring and paying a nanny, read our guide to [nanny payroll in Canada](https://tax-services.ca/articles/nanny-payroll). To check the other numbers, use the [vacation pay calculator](https://tax-services.ca/calculators/payroll-salary/vacation-pay), the [holiday pay calculator](https://tax-services.ca/calculators/payroll-salary/holiday-pay) or the [payroll remittance calculator](https://tax-services.ca/calculators/business-tax/payroll-remittance).

## What this page is based on

The 2026 CPP, CPP2 and EI figures come from the federal payroll tables, and the provincial rules from each government's employment standards pages, all read on 2 October 2026. A few PEI and Nunavut details could only be read in part, so confirm those with the province. No government body has reviewed or endorsed what you read here.

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Source: https://tax-services.ca/calculators/payroll-salary/nanny-payroll-calculator
Last updated: 2026-10-10
Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer